The most optimistic 2022 earnings per share expectation for Facebook is $4.50. If the stock trades at 20x earnings, the per share value of the social media giant would be $90. If it trades at 25x earnings, the valuation would be $112.50. With the price of Facebook stock now sitting at $114 per share, the business performance of Facebook the company will have to exceed the expectations of the most optimistic Wall Street analyst or the long-term valuation of Facebook stock will have to be north of 25x earnings–one of those must come true for you to earn a positive return on Facebook stock over the next eight years.

I do not share that optimistic view of Facebook’s future earnings growth because the optimistic projections act as if United States will never enter a recession any time in the next few years which is important because advertisement rates are highly … Read the rest of this article!

I understand why insurance is the last topic anyone wants to talk about. Insurance policies can be both boring and complex–quite the double whammy!–and often times, the source of the insurance information is biased because most insurance articles are written by someone earning commission/affiliate income and trying to sell you something.

Those caveats aside, an important point to consider. In the late 1980s, a small collection of scientists began to predict that the New Madrid fault located in the New Madrid Township of Missouri was due for a devastating earthquake. That was one heck of a scary prediction, as the last time that happened in 1811-1812, the City of St. Louis was reduced to rubble and the earthquake was so extreme that the Mississippi River changed its path. It is the type of event capable of wreaking damage to life and property similar to Hurricane Katrina.

What many people do … Read the rest of this article!