Buying Or Holding Procter & Gamble Stock Right Now

Since Christmas Eve, the price of Procter & Gamble stock has declined 8.5% from $93.89 to $85.90 to give the consumer giant a 3.00% yield for those contemplating buying the stock right now. That is something that catches my attention because, in the past 25 years, Procter & Gamble never had a year in which its dividend had an average yield of 3% or higher until 2010 (however, during the 2010-2015 stretch investors could have purchased Procter & Gamble with a 3% yield or better in each of those years).

Does Procter & Gamble yielding 3% indicate that the stock is worth buying, given its favorable dividend valuation compared to the past generation? Not quite. An important thing to understand about recent trends regarding Procter & Gamble’s stock is that the dividend payments are eating up more payments than ever before (I have a loose definition of “ever before” to … Read the rest of this article!

Why You Should Not Buy A Car On Craigslist or Ebay

When I was reviewing an old Sears training manual from the 1980s, I encountered passage that was being used to train new salespeople. The passage pointed out that every American has a fixed amount of discretionary income, and it is up to the sales guy to capture as much as that “pie” as possible by suggesting additional features, extended warranties, and various other upcharges.

From the customer’s perspective, encountering someone with such a sales perspective is self-evidently awful because it means the ultimate objective is not to provide you with what you need but rather to pry as much money out of your wallet as possible. This can easily lead to a generalized grievance that everyone is business is out to get you.

But I would like to suggest to you that there is a way of figuring out when a seller is most likely to take advantage of you. … Read the rest of this article!