Loyal3 Investing: Why Folio First Took Over

Back in 2011, Barry Schneider launched Loyal3 for the purpose of allowing the mom-and-pop small investor to have a chance to invest alongside institutional Wall Street investors in initial public offerings.

Perhaps most popular of all, Loyal3 enabled investors with as little as $10 to invest in the initial public offering for Square (SQ) on November 19, 2015. Oddly enough, the price of Square’s IPO was $10, meaning investors with minimal investment funds could access a stock that now trades at $75 per share just four years later.

The IPO investing opportunities that Loyal3 provided, for no fee on the investor end, was absolutely unparalleled.

Of course, there were only a five or six IPOs, at most, that could capture an investor’s attention over the course of a year, and to build an ongoing business model outside of these one-time events, Schneider entered into relationships with approximately 75 publicly traded … Read the rest of this article!

Never Sell A Blue-Chip Stock That Drowns You In Dividends

When I receive e-mails from people who have come across this blog and want to discuss portfolio strategy, I’ve found that a good chunk of readers have taken to a dividend growth strategy even if they would not articulate it as such.

The impetus for writing this article came from a reader who said (in my paraphrase), “Yeah, I’ve held Coca-Cola, Johnson & Johnson, and Colgate stock which you talk about a lot. I’ve had it since 1992. I didn’t really see the point in selling it because the dividend kept going up.”

Once you have one of the top businesses in the world on your household balance sheet, it doesn’t really make a whole lot of sense to sell it. A well-picked dividend stock is like your own little money well, your own little cheat that makes life easier, your own little ATM machine that dispenses money four times … Read the rest of this article!